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      <image:title>Resources - Britney Spears’ Nightmare Conservatorship Underscores The Vital Importance Of Incapacity Planning—Part 2 - Make it stand out</image:title>
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  <url>
    <loc>https://www.20westlegal.com/resources/2021/7/12/britney-spears-nightmare-conservatorship-underscores-the-vital-importance-of-incapacity-planning-part-1</loc>
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    <lastmod>2025-08-19</lastmod>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2021/7/7/estate-planning-for-a-child-with-special-needs-what-parents-need-to-know</loc>
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    <lastmod>2025-08-19</lastmod>
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      <image:title>Resources - Estate Planning For A Child With Special Needs: What Parents Need To Know - Make it stand out</image:title>
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  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2021/6/28/3-estate-planning-issues-for-lgbtq-couplespart-2</loc>
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    <lastmod>2025-08-19</lastmod>
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      <image:title>Resources - 3 Estate Planning Issues For LGBTQ Couples—Part 2 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.20westlegal.com/resources/2021/6/21/3-estate-planning-issues-for-lgbtq-couplespart-1</loc>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2021/6/14/the-perfect-fathers-day-gift-for-every-father</loc>
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    <lastmod>2025-08-19</lastmod>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.20westlegal.com/resources/2021/6/7/3-vital-estate-planning-documents-for-high-school-graduates</loc>
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    <lastmod>2025-08-19</lastmod>
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      <image:title>Resources - 3 Vital Estate Planning Documents For High School Graduates - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2021/5/31/just-married-6-estate-planning-essentials-for-newlywedspart-2</loc>
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    <lastmod>2025-08-19</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755627003522-VKKS767G61LUJ3JQTN9E/06-03-2021%2BBlog.png</image:loc>
      <image:title>Resources - Just Married? 6 Estate Planning Essentials for Newlyweds—Part 2 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2021/5/24/just-married-6-estate-planning-essentials-for-newlywedspart-1</loc>
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    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755627016190-FUBS7T6LVG08FA4OE3MU/05-27-2021%2BBlog.png</image:loc>
      <image:title>Resources - Just Married? 6 Estate Planning Essentials for Newlyweds—Part 1 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2021/5/17/almost-three-years-after-her-death-aretha-franklins-poor-estate-planning-continues-to-haunt-her-familypart-2</loc>
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    <lastmod>2025-08-19</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755627028096-Z6F13E7AYHDU5FLGU1IG/05-08-2021%2BBlog.png</image:loc>
      <image:title>Resources - Almost Three Years After Her Death, Aretha Franklin’s Poor Estate Planning Continues To Haunt Her Family—Part 2 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2021/5/10/consider-this-before-you-create-a-will-online</loc>
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    <lastmod>2025-08-19</lastmod>
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      <image:title>Resources - Consider This Before You Create A Will Online - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2021/5/3/nbspalmost-three-years-after-her-death-aretha-franklins-poor-estate-planning-continues-to-haunt-her-family-part-1</loc>
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    <lastmod>2025-08-19</lastmod>
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      <image:title>Resources - Almost Three Years After Her Death, Aretha Franklin’s Poor Estate Planning Continues To Haunt Her Family — Part 1</image:title>
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  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2021/4/12/6-ways-the-american-rescue-plan-can-boost-your-familys-financespart-2</loc>
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    <lastmod>2025-08-19</lastmod>
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    <loc>https://www.20westlegal.com/resources/2021/4/5/6-ways-the-american-rescue-plan-can-boost-your-familys-finances-part-1</loc>
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    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
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      <image:title>Resources - 6 Ways The American Rescue Plan Can Boost Your Family’s Finances - Part 1</image:title>
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      <image:title>Resources - 6 Ways The American Rescue Plan Can Boost Your Family’s Finances - Part 1</image:title>
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  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2021/3/29/7-ways-to-save-big-money-on-your-2020-taxespart-2</loc>
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    <lastmod>2025-08-19</lastmod>
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  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2021/3/22/7-ways-to-save-big-money-on-your-2020-taxespart-1</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755629132776-GVTRWE7JJP94YVE5K0ET/03-25-2019%2BBlog.png</image:loc>
      <image:title>Resources - 7 Ways To Save Big Money On Your 2020 Taxes—Part 1</image:title>
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  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2021/3/16/your-last-will-isnt-your-last-word</loc>
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    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755629144693-YYWHGALHQVW239CJ1WB0/03-18-2021%2BBlog.png</image:loc>
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  </url>
  <url>
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    <lastmod>2025-08-19</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755629160345-DOR9DJ9Z7C3S0CLIRFPR/03-05-2021%2BBlog.png</image:loc>
      <image:title>Resources - Larry King’s Death Highlights the Importance of Updating Your Estate Plan for Divorce and Death—Part 2</image:title>
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  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2021/2/23/larry-kings-death-highlights-the-importance-of-updating-your-estate-plan-for-divorce-and-deathpart-1</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755629175182-TW8X79KLP4E27UT6A13V/02-26-2021%2BBlog.png</image:loc>
      <image:title>Resources - Larry King’s Death Highlights the Importance of Updating Your Estate Plan for Divorce and Death—Part 1</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2021/2/23/managing-your-digital-afterlife-a-guide-to-facebooks-legacy-contact</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755629187215-1FM3SG8MWXUG8B0P9UNC/02-23-2021b%2BBlog.png</image:loc>
      <image:title>Resources - Managing Your Digital Afterlife: A Guide To Facebook’s Legacy Contact</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2021/2/17/new-developments-transform-the-role-life-insurance-plays-in-your-estate-and-financial-planning</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755629199249-9AXPWNZAVWZUWS9ICMKA/02-17-2021%2BBlog.png</image:loc>
      <image:title>Resources - New Developments Transform the Role Life Insurance Plays in Your Estate and Financial Planning</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2021/2/10/does-your-estate-plan-protect-your-intellectual-property</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755629211497-NW1H2R57FW891H0AS97A/02-10-2021%2BBlog.png</image:loc>
      <image:title>Resources - Does Your Estate Plan Protect Your Intellectual Property?</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2021/1/29/moving-to-a-new-state-remember-to-update-your-estate-plan</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755629223050-8IBQF1D0MDE5FVDYW9MX/pexels-cottonbro-4568736.jpg</image:loc>
      <image:title>Resources - Moving To A New State? Remember to Update Your Estate Plan</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2021/1/21/5-tips-for-keeping-kids-connected-with-grandparents-during-the-pandemic</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755629232028-VLY3EP1H5VV8H4J78I8V/image-asset.jpeg</image:loc>
      <image:title>Resources - 5 Tips For Keeping Kids Connected With Grandparents During the Pandemic</image:title>
      <image:caption>Sending personal letters and postcards is a great way for grandparents and grandchildren to connect with one another.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755629234478-Y4XR6GVLVAT9R02NBNTL/pexels-katerina-holmes-5905961.jpg</image:loc>
      <image:title>Resources - 5 Tips For Keeping Kids Connected With Grandparents During the Pandemic</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2021/1/15/what-you-should-know-about-long-term-care-insurance</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2021/1/4/former-zappos-ceo-tony-hsieh-dies-without-a-willpart-2</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755629251165-U5XVQ7SX5LPYVPFV46J9/image-asset.jpeg</image:loc>
      <image:title>Resources - Former Zappos CEO Tony Hsieh Dies Without A Will—Part 2</image:title>
      <image:caption>To honor Hsieh’s legacy and deliver happiness to those you love most, meet with us to put your plan in place today.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2021/1/4/former-zappos-ceo-tony-hsieh-dies-without-a-willpart-1</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755629258351-TIIKWBDOSSW1FOXNY45N/pexels-andrea-piacquadio-3771097.jpg</image:loc>
      <image:title>Resources - Former Zappos CEO Tony Hsieh Dies Without A Will—Part 1</image:title>
      <image:caption>At the time of his death, Hsieh was worth an estimated $840 million, but in spite of his immense wealth, it seems he did not have a will.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2020/12/20/5-questions-to-ask-before-hiring-an-estate-planning-lawyerpart-2</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755629267329-0WNITSTC458770E6LYJ4/image-asset.jpeg</image:loc>
      <image:title>Resources - 5 Questions To Ask Before Hiring An Estate Planning Lawyer—Part 2</image:title>
      <image:caption>Your lawyer should proactively communicate with you and keep you and your family educated on an ongoing basis. We think sending out a weekly (at least) email is best.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2020/12/10/5-questions-to-ask-before-hiring-an-estate-planning-lawyerpart-1</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755629276273-79S5UGU872NBXVI38PIC/pexels-anna-shvets-3727469.jpg</image:loc>
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  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2020/11/30/6-things-you-should-not-include-in-your-will</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2020/11/22/the-dirty-little-secret-most-business-owners-wont-talk-about</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755629295013-S0R2Y17SI6ZRTM2KXHXG/image-asset.jpeg</image:loc>
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  <url>
    <loc>https://www.20westlegal.com/resources/2020/11/12/will-your-estate-plan-actually-work-when-your-family-needs-it</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755629306236-M0VHM09H24IY1YV9IWC8/hollie-santos-aUtvHsu8Uzk-unsplash.jpg</image:loc>
      <image:title>Resources - Will Your Estate Plan Actually Work When Your Family Needs It?</image:title>
      <image:caption>We recommend you review your plan annually to make sure it’s up to date, and immediately amend your plan following events like divorce, deaths, births, and inheritances.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2020/11/6/black-panther-star-chadwick-boseman-dies-without-a-willpart-2</loc>
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    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755629316349-T2X0MBA81T1IY9EIDHM7/image-asset.jpeg</image:loc>
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  </url>
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      <image:caption>transferring ownership of your home to your children as a means of “poor-man’s estate planning” is almost never a good idea.</image:caption>
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      <image:caption>Once you know how much you’ll need for retirement, you have to plan for exactly how you’ll accumulate that money and monitor your success.</image:caption>
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      <image:caption>As with carrying an umbrella while wearing a raincoat, umbrella insurance offers a secondary level of protection against lawsuits above and beyond what’s covered by your homeowners, auto, watercraft, and/or other personal insurance policies.</image:caption>
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      <image:caption>Estate planning makes your life better.. For example, it gets you thinking about the real meaning of your life, what you want to pass on beyond your life and what’s most important to you to do now</image:caption>
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      <image:caption>There are two types of trusts, and each have different tax consequences.</image:caption>
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      <image:caption>The truth is, money is a tool that you can access and multiply, independent of anyone else’s permission.</image:caption>
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      <image:caption>Mostly, your kids really just want to know you are there, and will give them your full attention, without screens, even if they aren’t paying attention to you.</image:caption>
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      <image:caption>According to Prof. Jay L. Zagorsky of Ohio State University, 40% of individuals inheriting less than $100,000 will spend or lose the entire inheritance and 18.7 % of individuals who inherit more than $100,000 will spend or lose the entire inheritance.</image:caption>
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      <image:caption>If you or your parents have a retirement account, and you are not intimately connected to how your assets are being invested, it’s time to get more involved. Log in to your retirement account or pull your last statement and look.</image:caption>
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      <image:caption>Without a doubt, you would want to ensure certain people in your life are informed if you have to go to the hospital, and kept up to date on your condition while you are there.</image:caption>
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      <image:caption>In this time of stress and chaos, your parents may be resistant to talking about estate planning. It may feel too pessimistic to plan for the worst in the midst of a scary situation. However, that’s exactly why it’s the most important time to do so. Plus, since hopefully you are staying inside, you may actually have the time to dedicate to getting these tasks taken care of.</image:caption>
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    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630047440-VSZS057N1K4G8JC5ARLE/tyler-nix-V3dHmb1MOXM-unsplash.jpg</image:loc>
      <image:title>Resources - Avoid These Two Common Causes For Dispute Over Your Estate Plan—Part 2</image:title>
      <image:caption>Sharing your intentions and hopes for the future with your spouse and children is key to avoiding disagreements over your true wishes for them.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2020/3/31/avoid-these-2-common-causes-for-dispute-over-your-estate-planpart-1</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630059028-OSI8LZ28EMEIC8I23PEC/woman-and-man-sitting-on-brown-wooden-bench-984949.jpg</image:loc>
      <image:title>Resources - Avoid These Two Common Causes For Dispute Over Your Estate Plan—Part 1</image:title>
      <image:caption>Family dynamics are extremely complicated and prone to conflict during even the best of times. And when tragedy strikes a key member of the household, even minor tensions and disagreements can explode into bitter conflict.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2020/3/9/the-secure-acts-impact-on-estate-and-retirement-planningpart-2</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630072462-84GW2A1QSIBIKNHMJ1WT/tax</image:loc>
      <image:title>Resources - The SECURE Act’s Impact On Estate and Retirement Planning—Part 2</image:title>
      <image:caption>If you meet with us for a Family Wealth Planning Session (or for a review of your existing plan) to discuss your options from a legal perspective, we can integrate your financial advisor into our meeting. Together, we can look at the specific goals you’re trying to achieve and determine the best ways to use your retirement-account assets to benefit yourself and your heirs.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2020/3/2/the-secure-acts-impact-on-estate-and-retirement-planningpart-1</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630084267-OXYJQV8U368YO2YOF9OU/Retirement.jpg</image:loc>
      <image:title>Resources - The SECURE Act’s Impact On Estate and Retirement Planning—Part 1</image:title>
      <image:caption>Under previous law, those who continued working could not contribute to a traditional IRA once they reached 70½. Starting in 2020, the SECURE Act removed that cap, so you can continue making contributions to your IRA for as long as you and/or your spouse are still working.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2020/2/24/4-things-trusts-can-do-that-wills-cant</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630094511-LFTPP2XACSN47GYTXPL5/05-02-2022%2BBlog.png</image:loc>
      <image:title>Resources - 4 Things Trusts Can Do That Wills Can’t</image:title>
      <image:caption>One of the primary advantages a living trust has over a will is that a living trust does not have to go through probate. Probate is the court process through which assets left in your will are distributed to your heirs upon your death.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2020/2/19/false-security-is-your-will-legally-valid</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630109136-Y7XWDCKPAM983JKRBNHS/AdobeStock_287065506%2B%25281%2529.jpeg</image:loc>
      <image:title>Resources - False Security: Is Your Will Legally Valid?</image:title>
      <image:caption>There must be at least two witnesses — who are not beneficiaries — present at the signing. Some states do allow for one witness to be a beneficiary as long as the other witness is not.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2020/2/10/kobe-bryants-untimely-death-highlights-the-vital-need-for-estate-planning-at-all-ages</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630119027-OD7EBKGUGQJEK8ITB97T/Kobe.jpg</image:loc>
      <image:title>Resources - Kobe Bryant’s Untimely Death Highlights the Vital Need for Estate Planning at All Ages</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2020/2/3/how-to-tell-if-its-time-to-change-your-will</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630128469-BPK66NVO71JKU1P1NCBG/close-up-of-hands-holding-baby-feet-325690.jpg</image:loc>
      <image:title>Resources - How to Tell If It’s Time to Change Your Will</image:title>
      <image:caption>A will allows you to name a guardian for your minor children in case you and your spouse die before your children reach the age of 18.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2020/1/13/avoid-these-4-mistakes-when-naming-life-insurance-beneficiaries</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630135723-YCQFJN7EQG0ZY3QOBRAQ/person-holding-gray-twist-pen-and-white-printer-paper-on-955389.jpg</image:loc>
      <image:title>Resources - Avoid These 4 Mistakes When Naming Life Insurance Beneficiaries</image:title>
      <image:caption>You should review your beneficiary designations annually as part of an overall review of your estate plan, and immediately update your beneficiaries upon events like divorce, deaths, and births.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2020/1/7/dont-let-your-kids-leave-home-without-signing-these-documents</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630145963-CQPEGKITF9U517WR641A/view-of-a-man-on-city-street-119777%252B%2525281%252529.jpg</image:loc>
      <image:title>Resources - Don’t Let Your Kids Leave Home Without Signing These Documents</image:title>
      <image:caption>Watching your kids leave home to attend college or start their career can be an emotional time for you as a parent.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2019/12/17/g4xdwpy65vnpw2jpk511g4y0f2d7og</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630333864-K4JKN6CU2QE3OJ0TCJS0/selective-focus-photography-of-man-preparing-food-beside-3171151.jpg</image:loc>
      <image:title>Resources - 4 Tips For Discussing Estate Planning With Your Family This Holiday Season</image:title>
      <image:caption>The holidays offer an opportunity to visit with loved ones you rarely see and get caught up on what’s been happening in everyone’s life.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2019/12/9/no-plan-stan-what-happens-to-my-property-if-i-die-without-a-plan</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630344043-7FDMCDYKUCDHCQQ04VJC/image-asset.jpeg</image:loc>
      <image:title>Resources - No Plan Stan: What happens to my property if I die without a plan?</image:title>
      <image:caption>If you die without an estate plan, your assets pass to your surviving family members according to your state’s intestate succession laws.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2019/12/3/buyer-beware-the-hidden-dangers-of-diy-estate-planningpart-2nbspnbsp</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630350987-92R9AAORBV96ITOEGH22/magic-keyboard-1109543.jpg</image:loc>
      <image:title>Resources - Buyer Beware: The Hidden Dangers of DIY Estate Planning — Part 2</image:title>
      <image:caption>Online planning documents may appear to save you time and money, but keep in mind, just because you created “legal” documents doesn’t mean they will actually work when you (or most importantly, the people you love) need them.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630353037-F2MITUCIZKGK2M81XXBY/image-asset.jpeg</image:loc>
      <image:title>Resources - Buyer Beware: The Hidden Dangers of DIY Estate Planning — Part 2</image:title>
      <image:caption>Imagine how you’d feel if you knew that your attempt to save money on your estate plan caused your children to be taken into the care of strangers, even temporarily.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2019/11/25/buyer-beware-the-hidden-dangers-of-diy-estate-planning-part-1nbspnbsp</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630363887-CCTS92T5L3QC21PLAGJR/image-asset.jpeg</image:loc>
      <image:title>Resources - Buyer Beware: The Hidden Dangers of DIY Estate Planning — Part 1&amp;nbsp;&amp;nbsp;</image:title>
      <image:caption>Creating a plan using online documents, can give you a false sense of security—you think you’ve got planning covered, when you most certainly do not. DIY plans may even lead you to believe that you no longer need to worry about estate planning, causing you to put it off until it’s too late.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2019/11/18/how-will-the-coming-wealth-transfer-affect-your-family</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630374854-0M7C4O8NH1MKDV0AICG6/image-asset.jpeg</image:loc>
      <image:title>Resources - How Will The Coming Wealth Transfer Affect Your Family?</image:title>
      <image:caption>An Ohio State University study found that one third of people who received an inheritance had a negative savings within two years of getting the money.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630376860-M404UFZNGBKM2XM4ETP3/image-asset.jpeg</image:loc>
      <image:title>Resources - How Will The Coming Wealth Transfer Affect Your Family?</image:title>
      <image:caption>Regardless of how much or how little wealth you plan to pass on—or stand to inherit—it’s vital that you take steps to make sure that wealth is protected and put to the best use possible.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2019/11/12/lifetime-asset-protection-trusts-airtight-asset-protection-for-your-childs-inheritancepart-2nbspnbspnbsp</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630387809-1XL8DWHDS07Z63ARX7AT/image-asset.jpeg</image:loc>
      <image:title>Resources - Lifetime Asset Protection Trusts: Airtight Asset Protection For Your Child’s Inheritance — Part 2&amp;nbsp;&amp;nbsp;&amp;nbsp;</image:title>
      <image:caption>If you’re planning to leave your children an inheritance of any amount, you likely want to do everything you can to protect what you leave behind from being lost or squandered.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2019/11/6/lifetime-asset-protection-trusts-airtight-asset-protection-for-your-childs-inheritancepart-1</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630400261-UN6GBF9LZLVZTTPF6Q9I/image-asset.jpeg</image:loc>
      <image:title>Resources - Lifetime Asset Protection Trusts: Airtight Asset Protection For Your Child’s Inheritance — Part 1</image:title>
      <image:caption>As a parent, you’re likely hoping to leave your children an inheritance. In fact, doing so may be one of the motivating factors driving your life’s work.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2019/10/28/how-to-protect-your-real-estate-assets</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630412001-ICJWZEYWE709I5OPPQJQ/image-asset.jpeg</image:loc>
      <image:title>Resources - How to Protect Your Real Estate Assets</image:title>
      <image:caption>If you own vacation home property that you do not rent out on a regular basis, then a trust may be a better choice for you.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2019/10/21/reasons-to-establish-a-trust-and-being-rich-isnt-one-of-them</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630421764-1GY016FJVUW3QC9BMG8S/close-up-document-fountain-pen-48148.jpg</image:loc>
      <image:title>Resources - Reasons to Establish a Trust (and Being Rich Isn’t One of Them)</image:title>
      <image:caption>A trust is a private document and distributes assets upon your death without the need for probate, which can tie up assets for a long period of time in court.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2019/10/14/asset-protectionnbspwhen-a-will-wont-work</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630430980-5US6TC0N6STRSEUYD6CJ/transfer%2Bof%2Bwealth.jpg</image:loc>
      <image:title>Resources - Asset Protection:&amp;nbsp;When a Will Won’t Work</image:title>
      <image:caption>Placing your assets in a trust gives you more control over how and when they are distributed, and protects them from creditors and judgments.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2019/10/4/nbspretirement-planning-reality-check</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630441140-KI97GXTHCJ6ICMI4LWK8/blue-delicious-easter-947457.jpg</image:loc>
      <image:title>Resources - &amp;nbsp;Retirement Planning Reality Check</image:title>
      <image:caption>Your first objective with these plans should be to contribute enough of your earnings to build up a nest egg that meets your projected goal.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2019/9/30/how-to-fund-your-trust-to-avoid-probate</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630450357-MXNFEU1D1SHQX2MN84A4/StockSnap_UNB7V2H5L4.jpg</image:loc>
      <image:title>Resources - How to Fund Your Trust to Avoid Probate</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2019/9/23/power-of-attorney-what-is-it-and-is-it-enoughnbsp</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630458048-BP50PC129PJKOPXHGFKR/blur-close-up-commerce-261621.jpg</image:loc>
      <image:title>Resources - Power of Attorney — What Is It and Is It Enough?&amp;nbsp;</image:title>
      <image:caption>Power of attorney (POA) is a document that grants a specific person, called an agent, the authority to make important decisions on behalf of another person, called the principal.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2019/9/16/three-health-care-documents-you-need-to-include-in-your-estate-plan</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630465723-KD6YUG267JT8WLN3264I/image1%2B%25281%2529.jpeg</image:loc>
      <image:title>Resources - Three Health Care Documents You Need to Include in Your Estate Plan</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2019/9/9/is-your-family-too-young-to-need-an-estate-plannbsp</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630474472-L1ZCOWCAN9TWVIJYIAZL/image-asset.jpeg</image:loc>
      <image:title>Resources - Is Your Family “Too Young” to Need an Estate Plan?&amp;nbsp;</image:title>
      <image:caption>While established families may be concerned about what will happen to their family when they pass on, young, growing families can be more focused on what is happening to their family in the present.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630478895-AHZRL6NOR5M1IJGX35R0/image-asset.jpeg</image:loc>
      <image:title>Resources - Is Your Family “Too Young” to Need an Estate Plan?&amp;nbsp;</image:title>
      <image:caption>If something happens to you and your child is home with a babysitter, or at school, you want to also name local people, friends or family, who would immediately be able to be called upon by authorities.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2019/9/2/the-real-cost-to-your-family-of-failed-estate-planning-not-updating-your-plan</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630490775-WUJ72YHK45J1RUFLD5UM/planning%2Bpicture.jpg</image:loc>
      <image:title>Resources - The Real Cost To Your Family of Failed Estate Planning: Not Updating Your Plan</image:title>
      <image:caption>If you’re like most people, you probably view estate planning as a burdensome necessity—just one more thing to check off of life’s endless “to-do” list.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2019/8/26/the-real-cost-to-your-family-having-no-estate-plan-at-all</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630499819-QEENW9142VVA7D2VO3DS/image-asset.jpeg</image:loc>
      <image:title>Resources - The Real Cost To Your Family: Having No Estate Plan At All</image:title>
      <image:caption>Probate is the legal process for settling your estate, and even if you have a will, it’s notoriously slow, costly, and public.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/262a74eb-f421-4a7c-91c6-638fdd5c2f73/08-26-2019+Blog-C.png</image:loc>
      <image:title>Resources - The Real Cost To Your Family: Having No Estate Plan At All</image:title>
      <image:caption>Without a plan in place naming legal guardians for your kids, it will be left for a judge to decide who cares for your children. And this could cause major heartbreak not only for your children, but for your entire family.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2019/8/19/do-your-homework-to-ensure-your-kids-are-properly-cared-for-no-matter-what-happens</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630511501-67H9JU4R4CQWXQDSYPQP/Back_to_school.jpg</image:loc>
      <image:title>Resources - Do Your Homework to Ensure Your Kids Are Properly Cared For No Matter What Happens</image:title>
      <image:caption>It’s back-to-school time again, and when it comes to estate planning you may have homework to do.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2019/8/12/when-to-update-my-estate-plan</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630521492-HL3ZDM3SF8YAAV824NUX/beautiful-beauty-crystal-ball-1343299.jpg</image:loc>
      <image:title>Resources - When to Update My Estate Plan</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2019/8/5/what-a-will-wont-do</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630528863-U5D2NH9ZSS1H1PGPE3H9/image1.jpeg</image:loc>
      <image:title>Resources - What a Will Won’t Do</image:title>
      <image:caption>There are a number of essential things a last will and testament can do for you, such as distribute family heirlooms and name a guardian for minor children, but there are some equally important things a will won’t do.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2019/7/22/how-to-create-a-pet-trust</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630537594-UGVXMWEAA78BDMUKW3CD/adorable-animal-canine-128817.jpg</image:loc>
      <image:title>Resources - How to Create a Pet Trust</image:title>
      <image:caption>So how do you protect your favorite fur-person? With a pet trust.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2019/7/15/understand-whats-at-stake-before-agreeing-to-serve-as-trustee</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630552580-JKGU0NF8MGFTPEUBEC4P/Trust%2Bfall.jpg</image:loc>
      <image:title>Resources - Understand What’s At Stake Before Agreeing to Serve as Trustee</image:title>
      <image:caption>It’s best to make your decision about serving as trustee with eyes wide open. Here’s a brief look at what the job will likely entail, along with some situations where you might want to seriously think twice about agreeing.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630556101-V41M8E5B4KSW0ENH9TUJ/Trustee.jpg</image:loc>
      <image:title>Resources - Understand What’s At Stake Before Agreeing to Serve as Trustee</image:title>
      <image:caption>Ultimately, trustees have a fiduciary duty to properly manage the trust in the best interest of all the trust beneficiaries.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2019/6/27/life-planning-documents</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630564699-D1A1G2ML9RZ635VVHCO3/shutterstock_50352346.jpg</image:loc>
      <image:title>Resources - Life Planning Documents</image:title>
      <image:caption>Without a signed Power of Attorney, if something does happen to you and your financial or business affairs need attention, someone will have to go to Court to ask permission to carry out the task. (Whenever you hear “Court,” immediately think time, money and aggravation, with all due respect to the Courts.)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2019/6/20/6-steps-to-select-and-name-the-right-guardians-for-your-childrenpart-2</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630573012-4HL7IBH2LCL869CG7BDB/shutterstock_1364479847.jpg</image:loc>
      <image:title>Resources - 6 Steps to Select and Name the Right Guardians for Your Children—Part 2</image:title>
      <image:caption>When it comes to asking someone to be your child’s guardian, you need to provide crystal-clear guidance about what’s involved. The discussion should cover all your expectations about how you want your kids raised. Speak openly about finances, discipline, education, spirituality, and any needs that are unique to your children.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2019/6/13/6-steps-to-select-and-name-the-right-guardians-for-your-childrenpart-1</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630582787-RSTS0LPH9BRDT9TT0AND/family%2Bmeeting.jpg</image:loc>
      <image:title>Resources - 6 Steps to Select and Name the Right Guardians for Your Children—Part 1</image:title>
      <image:caption>One of your most important responsibilities as a parent is to select and legally document guardians for your children, which means legally documenting your choices and making sure the people you’ve chosen know what to do if they’re ever called upon.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2019/6/6/the-4-key-life-skills-your-children-need-to-have-before-they-inherit</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630591417-Q55HA2N4PK28MOHB4N4T/satisfaction%2Bat%2Bwork.jpg</image:loc>
      <image:title>Resources - The 4 Key Life Skills Your Children Need to Have Before They Inherit</image:title>
      <image:caption>Children must develop the ability to set and pursue their own work goals before they are ready to receive an inheritance or trust.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630593306-ZKKJQADNA2CE16N8SJET/Resilience.jpg</image:loc>
      <image:title>Resources - The 4 Key Life Skills Your Children Need to Have Before They Inherit</image:title>
      <image:caption>It is a good idea to be sure children have developed the ability to be resilient and bounce back from adversity before they receive their inheritance or trust.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2019/5/30/4-critical-planning-tasks-to-complete-before-going-on-vacation</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630600600-81QBUYKO3P6LYKFSW6OS/shutterstock_450980248.jpg</image:loc>
      <image:title>Resources - 4 Critical Planning Tasks to Complete Before Going on Vacation</image:title>
      <image:caption>Going on vacation entails lots of planning: packing luggage, buying plane tickets, making hotel reservations, and confirming rental vehicles. But one thing many people forget to do is plan for the worst.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630602907-PWC6QY2LXCA2QPISG5Y7/image-asset.jpeg</image:loc>
      <image:title>Resources - 4 Critical Planning Tasks to Complete Before Going on Vacation</image:title>
      <image:caption>If you have a vacation planned, be sure to add these four items to your to-do list before leaving.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2019/5/23/vorjv399yqb0hkmdl6rb3qywbss2nv</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630611075-DUTX3UAWRKA1DB5DR0O4/Graduate.jpg</image:loc>
      <image:title>Resources - Don’t Leave Home Without It: Three Documents Every College Student Needs</image:title>
      <image:caption>Summer can be a busy time for the family preparing to send their child off to college. While shopping, packing and handling roommate issues may keep you preoccupied, it is important to discuss a few legal matters before your young adult flies the coop.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630613539-N59IFWFRM6564RG6EYA4/HIPAA.jpg</image:loc>
      <image:title>Resources - Don’t Leave Home Without It: Three Documents Every College Student Needs</image:title>
      <image:caption>A HIPAA Release and Authorization signed by your child will give authorization to the pertinent hospital or doctor to share information with you.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2019/5/16/5-common-estate-planning-mistakes-and-how-to-avoid-them</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630622561-4MOS7X6H2RQTGBA3XOCN/ballpen-close-up-desk-955389.jpg</image:loc>
      <image:title>Resources - 5 Common Estate Planning Mistakes and How to Avoid Them</image:title>
      <image:caption>We recommend reviewing your plan every three years to make sure its terms are up to date.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2019/5/9/the-key-differences-between-wills-and-trusts</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630632670-WCE305CABRHWAAJ6OWBL/image-asset.jpeg</image:loc>
      <image:title>Resources - The Key Differences Between Wills and Trusts</image:title>
      <image:caption>That said, determining whether a Will or a Trust is best for you depends entirely on your personal circumstances.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630634187-KMX3ALQGIMHO1VH21LQ6/glasseswithlastwill.jpg</image:loc>
      <image:title>Resources - The Key Differences Between Wills and Trusts</image:title>
      <image:caption>A Will covers any property solely owned in your name. A Will does not cover property co-owned by you with others listed as joint tenants, nor does your Will cover assets that pass directly to a beneficiary by contract, such as life insurance or retirement plans.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2019/5/1/5-things-you-need-to-know-before-you-name-beneficiaries</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630643488-YZJTB17NBVGNLSDPW0JL/image-asset.jpeg</image:loc>
      <image:title>Resources - 5 Things You Need to Know Before You Name Beneficiaries</image:title>
      <image:caption>A trust does not go through probate; upon your death, the successor trustee distributes the assets to your beneficiaries as you have directed in the Trust.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630645953-LR3OXKD53NLUZ4FF0Q40/18yearoldwithmoney.jpg</image:loc>
      <image:title>Resources - 5 Things You Need to Know Before You Name Beneficiaries</image:title>
      <image:caption>Studies have shown that most beneficiaries of a retirement plan take the cash immediately, which may not be your intention.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2019/4/24/dont-forget-to-include-your-digital-assets-in-your-estate-planpart-2</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630655560-X089MN8H7YDUGQHVB0GL/computer-desk-hands-2089373%2525401%25252C5x.jpg</image:loc>
      <image:title>Resources - Don’t Forget to Include Your Digital Assets In Your Estate Plan—Part 2</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630657225-OIMA95BZ8CUMRM2CLBYP/apple-email-iphone-17663%2525401x.jpg</image:loc>
      <image:title>Resources - Don’t Forget to Include Your Digital Assets In Your Estate Plan—Part 2</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2019/4/18/add-to-cart-digital-assets-in-your-estate-plan-part-1</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2019/4/4/yowheres-my-cheddah</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630891145-IAFYN35EZDYBHBDZFDM4/money.jpg</image:loc>
      <image:title>Resources - Yo, Where's My Cheddah</image:title>
      <image:caption>According to CNBC, approximately 70% of college students graduate with student loan debt. The average debt that a 21-year-old leaves school with is approximately $40,000.00</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630893038-DELA1QMMF1KGCTF464U2/College-Student-Thumbs-Up-e1440734712137.jpg</image:loc>
      <image:title>Resources - Yo, Where's My Cheddah</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630895752-NB54U0E9698N4WFNGJX8/kid%2Band%2Bmoney.jpg</image:loc>
      <image:title>Resources - Yo, Where's My Cheddah</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2019/3/29/when-a-will-is-not-enough-name-a-temporary-guardian</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630904009-NNV9Z6WBI1ZJ0IEPXQPK/babysitter%2Band%2Bkid%2Bwaiting%2Bfor%2Bparent.jpg</image:loc>
      <image:title>Resources - When a Will is Not Enough: Name a Temporary Guardian</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630906344-OCJGCDGWW5F4K78CEL2B/terrified.jpg</image:loc>
      <image:title>Resources - When a Will is Not Enough: Name a Temporary Guardian</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630908532-5E1CKX3NLNEK8PVB8HBU/kid%2Bat%2Bpolice%2Bstation.jpg</image:loc>
      <image:title>Resources - When a Will is Not Enough: Name a Temporary Guardian</image:title>
      <image:caption>Naming First Responders will prevent your children from being taken into child protective services.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630909869-2TZJ1NGUOL8DBF0XMUWR/Wallet%2BCard.KPP.png</image:loc>
      <image:title>Resources - When a Will is Not Enough: Name a Temporary Guardian</image:title>
      <image:caption>Carrying a small card in your wallet will allow authorities to locate the legal guardians for your children.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2019/3/15/live-life-and-trust-it</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630919039-UUTY3N204XSQOWIWEVBP/love%2Byour%2Blife.jpg</image:loc>
      <image:title>Resources - Live Life and Trust It!</image:title>
      <image:caption>With so many decisions to make, obligations to fulfill, not to mention other people’s judgments to deal with, and only one chance to navigate which could last another 60 years or only another 2 minutes, thinking about death can help channel your energy on living the best life you can.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630922050-W5VSWSH9E742HZY0E9N9/courthouse.jpg</image:loc>
      <image:title>Resources - Live Life and Trust It!</image:title>
      <image:caption>Probate is the Court process where, in short, a lawsuit is opened by your Personal Representative so that creditors and angry heirs can file a claim against your Estate.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630923395-GFLK0YYJ3IG5Z2BJASQZ/Trust%2BQuote.png</image:loc>
      <image:title>Resources - Live Life and Trust It!</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630925040-S5M2PHOFYPBX25FG28B9/Trusts%2Bcover.png</image:loc>
      <image:title>Resources - Live Life and Trust It!</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2019/2/14/online-legal-documents-why-you-should-never-</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2019/2/6/how-to-form-an-llc</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2019/2/4/what-is-a-trust</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2019/2/1/5-steps-to-set-up-your-business</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2019/1/29/what-is-an-s-corp</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630960766-8SBH3WMMSBWCFUTHOA34/Tax%2Bwritten%2Bon%2Bbankbook.jpeg</image:loc>
      <image:title>Resources - What is an S Corp?</image:title>
      <image:caption>Operating as a sole proprietorship can cost a lot of unnecessary taxes.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630962600-R32CFRGLM9RU0OF8T0I8/white%2Bhouse.jpeg</image:loc>
      <image:title>Resources - What is an S Corp?</image:title>
      <image:caption>Making the S Corp election can amount to massive monthly savings for a business, unless you prefer to give it to the government. Either way, we won’t judge!</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2019/1/29/disadvantages-of-an-llc-are-there-any</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630971488-Q0XRAFVGU6J4YY4NBMKJ/success%2Bgo%2Bget%2Bit.jpg</image:loc>
      <image:title>Resources - Disadvantages of an LLC.  Are There Any?</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630972807-Z0OJHQP9OGHU94FMQE3N/doing%252Bfinances.jpg</image:loc>
      <image:title>Resources - Disadvantages of an LLC.  Are There Any?</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.20westlegal.com/resources/2019/1/25/cuddle-up-with-winter-and-prepare-to-move-hot-tips-for-sellers</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630979799-85TUZQ660VQ33PL83JLH/people%2Bshoveling.jpg</image:loc>
      <image:title>Resources - Cuddle Up with Winter and Prepare to Move! (Hot Tips for Sellers)</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630981621-4VEPE128KT1UV05TW8FY/sell-house-for-cash57.png</image:loc>
      <image:title>Resources - Cuddle Up with Winter and Prepare to Move! (Hot Tips for Sellers)</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6871921079d807233cca48f6/1755630982786-VM8R1AL9075OFOZ5BGGO/couple%2Bwith%2Bmoving%2Bboxes.jpg</image:loc>
      <image:title>Resources - Cuddle Up with Winter and Prepare to Move! (Hot Tips for Sellers)</image:title>
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