You built your IRA to create security and opportunity for the people you love. But where it goes next matters a lot. If your IRA passes to a trust, SECURE Act rules may require faster withdrawals, while income kept inside the trust can hit the 37% federal tax bracket at just $16,000 in 2026. One beneficiary form could dramatically change what that money actually does for your family. Here’s what to review before it does. Read more…

Malcolm-Jamal Warner, best known as Theo Huxtable on The Cosby Show, died in 2025. One year later, his widow alleges that roughly $1.2 million in commitments under their premarital agreement were never completed, a $1 million life insurance policy that was never purchased, a Roth IRA that was never funded, and annual anniversary payments that were never made. And now their nine-year-old daughter is caught in the middle. The lesson here isn't about celebrity or money. It's about follow-through. Here's what this dispute can teach every family about making sure the plan you put on paper actually gets done.

You've probably heard the saying, "Friends don't let friends drive drunk." I'd add another one: Friends don't let friends go through life without an estate plan. According to Caring.com, only 24% of Americans have a will. That means there's a good chance someone you care about is completely unprepared and you may be the one person willing to start the conversation. Here's how to bring it up without making it awkward, and what to tell them about what real estate planning actually looks like. August is National Make a Will Month, which makes this the perfect time to have that conversation.

You've brought it up. More than once. And every time, your spouse says, "We'll get to it." Here's the problem: "later" isn't an estate plan. Every week that goes by without a plan is another week your family is relying on chance instead of clear decisions. If you and your spouse aren't on the same page, don't give up. Here's how to move the conversation forward and what you can start doing today. Read more…

One spouse wants clarity and protection. The other wants to avoid “the paperwork.” Classic. Here’s how to bridge the gap without losing your mind or your future peace. Read more..

No marriage license? No problem—except when it is. Unmarried couples don’t get the automatic legal perks that married folks do, which means without the right estate plan, your partner could be left out in the cold (and your kids could get caught in the middle). Let’s fix that. Learn how to lock down your assets and protect your people. Read more.