Most people think when someone dies, their family inherits the debt. That's one of the biggest estate planning myths I hear and unfortunately, it's a myth some debt collectors are happy to let people believe. In most cases, your loved ones don't inherit your debt. But your debt can still affect what they inherit, what your estate has to pay, and how the entire administration process unfolds. Here's what really happens after someone dies and what every family should know before the collection calls begin. Read more…

Most people think leaving behind a list of passwords is enough. It isn't. Today, it's not the password that keeps families locked out after someone dies. It's everything that comes after it: two-factor authentication, security codes, and devices only one person could access. Here's why a password list alone isn't enough and what a real digital estate plan should include. Read more…

Ever curious about the fate of your social media accounts after you're gone? Each platform follows its own set of rules, making it crucial to understand these policies to manage your digital presence responsibly. Continue reading to learn more.

Last week, in part one of this series, we covered the processes that Facebook and Google have in place to manage your digital accounts following your death. Here in part two, we’ll continue our discussion, covering how Instagram, Twitter, and Apple’s collection of online platforms handle your accounts once you log off for the final time.

Recent advances in digital technology have made many aspects of our lives exponentially easier and more convenient. But at the same time, digital technology has also created some serious complications when it comes to estate planning. In fact, if you haven’t properly addressed your digital assets in your estate plan, there’s a good chance that most of those assets will be lost forever when you die.

Without the proper estate planning, just locating and accessing your digital assets can be a major headache—or even impossible—for your loved ones following your incapacity or death. And even if your loved ones can access your digital assets, in some cases, doing so may violate privacy laws or the terms of service governing your accounts. Plus, you may also have certain digital assets that you don’t want your loved ones to inherit, so you’ll need to take steps to restrict or limit access to those assets.